Features of PM Youth Business Loan Scheme

Features of PM Youth Business Loan Scheme

Purpose of Scheme:
To provide small business loans in shape of Term loan focus on (but will not restricted to) unemployed youth, especially educated youth looking for establishing or extending business enterprise.
Eligibility Criteria
Females age between 21 to 45 year having ability to start their own business or intend to expand the existing business. Applicant should have some experience of relevant field or holds a business related diploma/certificate pertaining trade of proposed business setup.
Pricing / Markup Rate : 8%
Tenor
Maximum  7  years.  The  tenor  will  depend  upon  the  nature  of  business,  pattern  of  income  and repayment capacity.
Finance Limit
Minimum : 500,000 Rs.
Maximum : 2,000,000 Rs.
Processing Time:
Processing  time will  not exceed 15 working days after  submission of  complete basic documents by the applicant.
Borrower’s Capital : 10% of Loam Amount
Collateral / Security:
From Rs. 500,000/- to Rs 749,999/- will be secured against Hypothecation of stocks/Assets & two personal guarantees of high net/credit worthy individuals including one of government servants minimum in BPS 17.
From Rs. 750,000/= up-to Rs 2,000,000/= will be secured against tangible securities such as Lien on deposit certificates, property mortgage, pledge of gold ornaments, Pledge of stocks.
Repayment of the Loan
Equal monthly installments with grace period of 6 months for principal payment Sector and Products
Sectors and Products
All sectors. Borrowers will be encouraged to obtain standardized schemes/projects/undertakings from SMEDA or any other body but this will not be mandatory for the borrower.
For Prime Minister’s Youth Business Loan Scheme Support click here

Please contact on below mentioned Contact no. for Prime Minister’s Youth Business Loan Scheme : 03311006767

Prime Minister Qarz E Hasna Scheme

Prime Minister Qarz E Hasna Scheme

Qarz E Hasna Scheme 2013

Youth  Qarz E Hasna Scheme 2013

 

Prime Minister Qarz e Hasana Scheme Detail ( PM Micro Interest Free Loans Scheme Detail) – Prime Minister Nawaz Sharif Youth Schemes 2013

Brief description	Qarz-e-Hasana (Micro Interest Free Loans) facility aimed at helping the industry raise current access level of 2.5 million people to 5.0 million in next 5 years.
Eligibility criteria	Vulnerable rural and urban poor with a poverty score of up to 40
Focus on women	50% of loans will go to women borrowers.
Geographical spread	All Pakistan, preferably limited and un-served areas.
Pricing	It is Qarz-e-Hasana (Micro Interest Free Loans) and will not carry any mark-up.
Size and number of loans	250,000 loans of Rs.25,000 average
Government Grant 2013-14	Rs.3.5 billion.
Executing agency	PPAF through enlisted partner organizations and community organizations having necessary expertise and experience.
Recycling	Borrowers will be encouraged to return the loan that will go back to permanent fund available to the community for future lending. Fund will also educate the borrowers to convert from being “takers” to “givers”, so that the fund will continue to grow. Prime Minister's Qarz-e-Hasana                       Qarz-e-Hasana Qarz-e-Hasana or the microfinance loan facility is aimed at helping the industry raise current access level of 2.5 million people to 5.0 million in the next 5 years. Eligibility criteria: Vulnerable rural and urban poor with a poverty score of up to 40. Focus on women: It is believed that increased economic participation by women can play a significant role in national development. In an attempt to encourage the same, 50% of loans will be given to female borrowers. In addition, independent economic activity will empower Pakistani women both socially and in terms of finances. Geographical spread: The national outreach of the scheme would not be limited in geographic terms. However, preference would be given to limited and un-served areas. This is aimed at engaging the population of these areas in greater economic activity and strengthening the process of development there. Pricing: It is Qarz-e-Hasana or interest free loan. Therefore, no mark-up would be charged. Size and number of loans: 250,000 loans of an average amount of Rs.25,000 would be disbursed as part of the scheme. Government Grant 2013-14: Rs.3.5 billion have been allocated to the scheme by the Federal Government. Executing agency: PPAF would be the central executing agency of the scheme. Enlisted partner organizations and community organizations that have necessary expertise and experience will be engaged in the process. De-centralization in the process of execution implies greater transparency and increased efficiency. Recycling: To make the fund sustainable, borrowers will be encouraged to return the loan. The amount returned will be deposited to the permanent fund available to the community and be used for future lending. In addition, the process will introduce the borrowers to conversion from being “takers” to “givers” that implies positive social and financial effects.

Youth Laptop Scheme 2013

                        Youth Laptop Scheme 2013

      Prime Minister Nawaz Sharif Laptop Scheme Detail

Prime Minister Laptop Scheme Detail ( PM Scheme for Provision of Laptops Detail) – Prime Minister Nawaz Sharif Youth Schemes 2013

Brief description	Aimed at spreading the use of computers amongst the college/university level students.
Eligibility criteria	All students registered in an HEC approved educational institution. All masters/doctoral students and 50% under-graduate students will get the laptop.
Geographical spread	All Pakistan.
Cost per laptop	Rs.40,000 approx.
Total number	100,000 students
Budget Allocation FY 2013-14	Rs.4.0 billion
Executing agency	Higher Education Commission (HEC)/Ministry of Education and Trainings. To be designed and implemented based on the same pattern and parameters as adopted in the Punjab.
Local manufacturing	HEC is negotiating a deal from manufacturers for local assembly of laptop computers, which will become feasible in the face of such high demand from the present scheme as well that from Punjab.

Prime Minister Laptop Scheme  Application Forms & Procdure for How to Apply for PM Laptop Scheme  Will Announce Later 

 

Nawaz Sharif Loan Scheme 2013 For Youth

Nawaz Sharif Loan Scheme 2013 For Youth

                     Nawaz Sharif Loan Scheme 2013 

Punjab Youth Internship Program 2014

                Punjab Youth Internship Program 2014

 

              Punjab Youth Internship Program 2014 (Latest 21 Dec 2013)

Punjab Youth Internship Program 2014 Starts From January 15 at the web portal of Punjab Information Technology Board. Youth Placement Bureau has been established in PITB in this regard.

Particulars Of The Program Are As Follows:

1.Degree:

16 Year Master Degree From hec recognized institutions on 2011 Or Afterwards.

2. Age Limit:

18-30 Years

3. Duration:

3 To 6 Month

4: Reward:

12000

5: Starting Date:

May Start In The Month Of January Or Febuary

Number Of Internees:

20,000 To 30,000

6: Where To Apply Online:

http://youth.punjab.gov.pk/

NUMBER OF SEATS IN PUNJAB LOCAL GOVERNMENTS ELECTIONS

NUMBER OF SEATS IN PUNJAB LOCAL GOVERNMENTS ELECTIONS

                 Local Body Elections Seats In Punjab

 

                                                                   PART-I

Union Council	Mode of Election	Membership
	Direct	Chairman and Vice Chairman, as joint candidates.
	Direct	Six general members to be elected on the basis of multi-members ward.
	Direct	Two women members.
	Direct	One peasant or worker member.
	Direct	One youth member.
	Direct	One non-Muslim member where at least two hundred non-Muslim voters are registered in the Union Council.

                                                       
                                                            PART-II

District Council (Comprising the revenue District excluding urban areas and Cantonments)	Mode of Election	Membership
	Indirect	Chairman and Vice Chairman or Vice Chairmen, as joint candidates.A District Council having population of more than one million shall have two Vice Chairmen and thereafter there shall be one additional Vice Chairman for each one million of additional population.
	Direct	General members consisting of Chairmen of the Union Councils within a District Council.The Government shall, by notification, determine the number of the Union Councils in a District Council on the basis of population of the District Council.
	Indirect	Such number of women members, not exceeding fifteen members, as the Government may, by notification, determine on the basis of the number of Union Councils in a District Council.
	Indirect	Such number of peasant members, not exceeding three members, as the Government may, by notification, determine on the basis of the number of Union Councils in a District Council.
	Indirect	One technocrat member.
	Indirect	One youth member.
	Indirect	Such number of non-Muslim members, not exceeding five, as the Government may, by notification, determine on the basis of the number of non-Muslim voters in a District Council.

                                                            PART-III

Municipal Committee	Mode of Election	Membership
	Indirect	Chairman and Vice Chairman as joint candidates.
	Direct	Such number of general members as the Government may, by notification, determine on the basis of the population of a Municipal Committee, but which shall not be less than eleven members or more than fifty members.
	Indirect	Such number of women members, not exceeding five members, as the Government may, by notification, determine on the basis of the number of wards in a Municipal Committee.
	Indirect	Such number of worker members, not exceeding two members, as the Government may, by notification, determine on the basis of the number of wards in a Municipal Committee.
	Indirect	One youth member.
	Indirect	Such number of non-Muslim members, not exceeding three members, as the Government may, by notification, determine on the basis of the number of the non-Muslim voters in a Municipal Committee.

                                                               PART-IV

Municipal Corporation	Mode of Election	Membership
	Indirect	Mayor and Deputy Mayor or Deputy Mayors as joint candidates.A Municipal Corporation having population of more than one million shall have two Deputy Mayors and thereafter there shall be one additional Deputy Mayor for each one million of additional population.
	Direct	General members consisting of Chairmen of the Union Councils in a Municipal Corporation.The Government shall, by notification, determine the number of the Union Councils in a Municipal Corporation on the basis of population of the Municipal Corporation.
	Indirect	Such number of women members, not exceeding fifteen members, as the Government may, by notification, determine on the basis of the number of Union Councils in a Municipal Corporation.
	Indirect	Two worker members.
	Indirect	Two technocrat members.
	Indirect	One youth member.
	Indirect	Such number of non-Muslim members, not exceeding five members, as the Government may, by notification, determine on the basis of the number of non-Muslim voters in a Municipal Corporation.

                                                                    PART-V

Metropolitan Corporation, Lahore	Mode of Election	Membership
	Indirect	Mayor and nine Deputy Mayors, as joint candidates.
	Direct	General members consisting of Chairmen of the Union Councils in the Metropolitan Corporation.The Government shall, by notification, determine the number of the Union Councils in the Metropolitan Corporation but which shall not be less than one hundred and fifty Union Councils.
	Indirect	Twenty five women members.
	Indirect	Five worker members.
	Indirect	Three technocrat members.
	Indirect	Two youth members.
	Indirect	Ten persons from amongst the non-Muslims.

   

Wuzu Ka Tarika In Urdu

Wuzu Ka Tarika In Urdu

Wazu Ka Tariqa In Urdu