Showing posts with label Politics. Show all posts
Showing posts with label Politics. Show all posts

Monday 2 December 2013

ALL WORLD NEWS PAPER IN ONE SITE

     ALL WORLD NEWS PAPER IN ONE SITE

                                 ENTER HERE

 

All News Paper Of Pakistan

                  SEE All News Paper Of Pakistan

                               ENTER HERE

 

Monday 15 April 2013

sahibzada fazal karim Died

فیصل آباد…سنی اتحاد کونسل کے سربراہ صاحبزادہ فضل کریم انتقال کرگئے۔ اسپتال ذرائع کے مطابق صاحبزادہ فضل کریم کو 4 اپریل کو الائیڈ اسپتال میں داخل کیا گیا تھا جہاں ان کا علاج جاری تھا،وہ2دن سے کوما میں تھے تاہم آج وہ دوران علاج ہی انتقال کر گئے ۔صاحبزادہ فضل کریم جگرکے عارضے کے باعث الائیڈ اسپتال میں زیرعلاج تھے

Friday 22 March 2013

Zakir Hussain Syed Died

ISLAMABAD:  Former director general of Pakistan Sports Board (PSB) and sports analyst Zakir Hussain Syed passed away on Thursday at Fatima Jinnah Park where he was on a routine evening walk. He was 73.
His funeral will be held on Friday at 2:30 pm at his ancestral town Kotli Amir Ali, Sialkot. He was awarded the President’s Medal for the Pride of Performance. He was the first recipient of such a highest honour in sports administration and management in the country.
Zakir Hussain was the first Pakistani chief executive of the PSB. As the youngest ever director general of the board, he came to this organisation as a virtually unknown commodity and left behind a legacy of success and brilliance.

Wednesday 6 March 2013

Pakistan Army History

If we look at the history of Pakistan, it is vividly evident that Pakistani army has always had a strong hold on all the political and religious parties of the country. Out of 65 years of independence, army dictators have ruled Pakistan for about 32 years. Other countries like America, UK and other imperialists also supported dictatorship to protect their interests. It is believed that the army of a country should be strong enough to protect its national interests but in Pakistan, army not only became the defender of identity and sovereignty of the country but also felt itself responsible for running the governmental matters.
The role of army is to defend the country and not to rule it. The democratic governments of Pakistan always failed to deliver and because of that, the army felt the time of the need and took bold steps to increase its presence in the state affairs. Another fact is that the leading democratic parties are a group of culprits and corrupt people, who always paved the path for the military to interfere in parliamentary affairs. Due to the inefficiency of the political leaders and overwhelming corruption on all levels, Pakistan once ranked among the most corrupt countries of the world.
First martial law was imposed by the Gen. Ayub Khan in 1958, after that a series of martial laws started. In 1969, Gen. Yahya Khan imposed second martial law and as a result, Pakistan has to face a severe loss of East Pakistan in 1971, which eventually became Bangladesh. Third martial law was imposed by Zia ul Haq who took over the charge of the country in 1977. The worst patch of military government was of Gen. Pervaiz Musharraf. He has made many changes in the military act for his personal interest in 2007. Various incidents like Lal Mosque Operation, Bugti murder and inter-provincial were all offshoots of his policies, which put hatred in the people for each other and had a very negative impact on the international integrity of Pakistan.
Along with the negative aspects of military role in Pakistan, there have been a lot of positive impacts of army interference in Pakistan as well. Our army is the 7th largest in the world in terms of active troops. Pakistani army has always proved that they are one of the best organized group that helps and even take the responsibility of protecting the civilians. Army played an admirable role across the country by helping people during earthquake and flood. Military plays an extra ordinary role in the disaster relief campaigns and programs and manages one of the most advanced and reliable disaster management and control infrastructures. It was the armed forces of Pakistan that protected sovereignty of the country during the wars of 1965, 1971 and the crises of 1984, 1999 and the war on terror that started in the later years. Our army has taken many appreciable steps like the issue of Baluchistan militancy, northern areas and FATA. Military has always tried to produce a viable solution without getting into any strife and bringing all segments of the country together and for this reason, it is one of the most prestigious parts of Pakistan.


Wednesday 20 February 2013

Role of Media In Pakistan In Urdu || Role of Media In Pakistan Essay || Media Role In Pakistan In Urdu

Role of Media In Pakistan In Urdu || Role of Media In Pakistan Essay || Media Role In Pakistan In Urdu
 
 
 

Role of Media in Pakistan

Media in any country has a significant role to play in the country’s success. Either it could help the country achieve its objectives by highlighting the problems of its citizens or it could spoil everything by diverting the attention of people from important issues towards insignificant issues.

The role of Pakistani media has been in question for a long time. The first time media was given full freedom and independence was during the time of former President Pervez Musharraf. How would Mr Musharraf have known that the same media who he allowed to practice full freedom of expression would one day turn its back against him and propagate to remove him from power? Such is the power of media that it was able to remove a President from his post by propagating against him.

Media in any country has a significant role to play in the country’s success. Either it could help the country achieve its objectives by highlighting the problems of its citizens or it could spoil everything by diverting the attention of people from important issues towards insignificant issues.
The role of Pakistani media has been in question for a long time. The first time media was given full freedom and independence was during the time of former President Pervez Musharraf. How would Mr Musharraf have known that the same media who he allowed to practice full freedom of expression would one day turn its back against him and propagate to remove him from power? Such is the power of media that it was able to remove a President from his post by propagating against him.
At times the Pakistani media just like media in other countries includes sensationalism in its news. The already frightened nation of the country gets even more frightened when bomb blasts are sensationalized by showing dead bodies of people. Everyone in the country has their own personal interests and so is the case for Pakistani media. The Pakistani media has no interest in the betterment of the country. They are just running a business and their aim is to maximize profits. They only show news or write news which would sell and would allow them to earn huge profits.
While with all the negatives Pakistani media has, although unintentional but it has actually done some wonders for the country. The most prominent and useful role media played was in freeing the judiciary and making it independent. It gave full coverage to the lawyers’ movement during the time of Mr Musharraf and it was largely the media’s efforts which allowed them to have their way which was in line with the interests of the country.
The role of media also deserves appreciation for covering the natural disasters which have taken place in the country. When the disastrous earthquake hit the northern areas of the country in 2005, the Pakistani media did an amazing job by providing top coverage to the entire event and appealing to the people for help. They aired advertisement free television programs for hours in which they called various artists and celebrities from all over the country who appealed from the entire nation for contribution of funds. Same was the case when floods hit Pakistan in 2010. Many of the anchors along with their team visited the flood affected areas and highlighted the miserable condition of the people over there.
What governs Pakistan’s electronic media is a regulatory board name Pakistan Electronic Media Regulatory Authority (PEMRA). This regulatory board has been a mere dummy in the country as it has very rarely put a stop to the negative role of media. It only performs the task of giving out licenses to various channels so that they can be aired on television.
The impact a country’s media could create calls for greater responsibility by newspaper and television owners. There are times when they should put their personal interests at the back of their mind and show or write things that could be beneficial for the country and please stop this race of breaking first news just be original.
- See more at: http://www.youngjournalist.pk/pakistan/role-of-media-in-pakistan/#sthash.4IvbJ165.dpuf
At times the Pakistani media just like media in other countries includes sensationalism in its news. The already frightened nation of the country gets even more frightened when bomb blasts are sensationalized by showing dead bodies of people. Everyone in the country has their own personal interests and so is the case for Pakistani media. The Pakistani media has no interest in the betterment of the country. They are just running a business and their aim is to maximize profits. They only show news or write news which would sell and would allow them to earn huge profits
Role of Media in PakistanMedia in any country has a significant role to play in the country’s success. Either it could help the country achieve its objectives by highlighting the problems of its citizens or it could spoil everything by diverting the attention of people from important issues towards insignificant issues.The role of Pakistani media has been in question for a long time. The first time media was given full freedom and independence was during the time of former President Pervez Musharraf. How would Mr Musharraf have known that the same media who he allowed to practice full freedom of expression would one day turn its back against him and propagate to remove him from power? Such is the power of media that it was able to remove a President from his post by propagating against him.At times the Pakistani media just like media in other countries includes sensationalism in its news. The already frightened nation of the country gets even more frightened when bomb blasts are sensationalized by showing dead bodies of people. Everyone in the country has their own personal interests and so is the case for Pakistani media. The Pakistani media has no interest in the betterment of the country. They are just running a business and their aim is to maximize profits. They only show news or write news which would sell and would allow them to earn huge profits.

While with all the negatives Pakistani media has, although unintentional but it has actually done some wonders for the country. The most prominent and useful role media played was in freeing the judiciary and making it independent. It gave full coverage to the lawyers’ movement during the time of Mr Musharraf and it was largely the media’s efforts which allowed them to have their way which was in line with the interests of the country.

The role of media also deserves appreciation for covering the natural disasters which have taken place in the country. When the disastrous earthquake hit the northern areas of the country in 2005, the Pakistani media did an amazing job by providing top coverage to the entire event and appealing to the people for help. They aired advertisement free television programs for hours in which they called various artists and celebrities from all over the country who appealed from the entire nation for contribution of funds. Same was the case when floods hit Pakistan in 2010. Many of the anchors along with their team visited the flood affected areas and highlighted the miserable condition of the people over there.

What governs Pakistan’s electronic media is a regulatory board name Pakistan Electronic Media Regulatory Authority (PEMRA). This regulatory board has been a mere dummy in the country as it has very rarely put a stop to the negative role of media. It only performs the task of giving out licenses to various channels so that they can be aired on television.

The impact a country’s media could create calls for greater responsibility by newspaper and television owners. There are times when they should put their personal interests at the back of their mind and show or write things that could be beneficial for the country and please stop this race of breaking first news just be original.

Role Of Media In Pakistan Essay

Media performs very important functions in the society. In modern democratic nation‐state system it is considered as the fourth pillar of the state whose functions are indispensible for the smooth and effective functioning of a society. It is the dire need of today’s globalized people to be aware of their surroundings. Therefore everyone gets information through easy accessible sources of media. Mainly mass media is involved in providing latest information about whole world, national, and local events. Both print and electronic media provides important function of influencing public opinion, informing with recent developments on all issues, surveillance, determining the political agenda, criticism, awareness, and social & moral development of society. Media performs crucial functions in a society, but some time its role may turned negative.

In the world of today, media has become almost as necessary as food and clothing. It is true that media is playing an outstanding role in strengthening the society; it’s a mirror of the society. Its duty is to inform, educate and entertain the people. There are numerous but vital roles media performs in
society. Of these roles major are discussed in following paragraphs.

The most potent role of media in society is to provide latest information about different happenings. It was the chief objective of media to keep people aware about the whole world, national, and local events and happenings. Today’s media is up to mark by providing all kind information, news, views on different subject‐ social,economic,science,business from different parts the world. A person sitting in Asia can easily access the information related to Wall Street crisis in America, similarly person sitting in Europe can easily get information about Arab springs or Afghanistan war just because of media. In information context, role of media is not confide to news only, but at same time promoting awareness, education, developing perception and opinion of masses. So role of media as an information provider is most crucial.
Awareness and education of masses is a another integral role media is playing.

Media has revolutionized the society by educating people on different local, national, international, social, economical and political issues, list does not end here, it is the media who has and is educating the people about their constitutional and human rights. Political, social, economic and religious
programs and write ups enable people to know about their rights. Where there is a strong media, awareness level of general public is very high. For example public in America or Europe is more aware then public in Asian or African countries. It is just because media in these countries is free, strong and playing its due role.

Media is often considered cutting edge weapon for shaping opinion, perception. On the basis of information it provides, public forms opinion and perception. When media publish or telecast any information it becomes the general opinion of the people about any issue. Today media is used as global opinion maker; both electronic and print media is purchased to shape the perception and opinion of the people. Millions of dollars across the world are spent on the media campaigns, publicities and advertisements Therefore media is called as mirror of society.

Media is a great source of entertainment. It telecasts all types of programs because it knows about its viewers. Similarly print media is also printing the focused things which are being demanded by the readers. Programs of sports, fashion, cartoons, society focused programs like dramas & films; all are the indispensable sources of entertainment.

Media also educate the public. It is not mandatory that only educated and learned people watch TV or read newspapers, because now it is easy for even an unlearned and illiterate people to be aware of its surroundings. Educational and entertaining programs can help learning the new trends of society. In remote areas external news service of radio is considered a great source of education. BBC Urdu radio, and Radio Tehran is listened as source of information and education.

A very dynamic role that media is playing in bringing social change. Media has reshaped the societies with its vibrant approaches. It highlighted the core issues and evils of society and pushed the forces for social change. Corruption, poverty, illiteracy, social taboos, violation of human rights, oppressing laws, traditional customs, injustice all are exposed by media in many parts of the world. Those issues which were considered as secondary or less important become the priority just because of active role played by media.

Current media has proved that it is the fourth pillar of a democratic state by exposing the issues of accountability and good governance. This is the reason political scientist Karl Deutsch has called that the system of communication proves a "nerve of the polity," and any breakdown of the nerve may cause dysfunctional impact in the performance of the polity causing governance decay. Media significantly has exposed the corruption, accountability and bad governance issues through the world. Globally speaking, media has exposed the corruption cases related to arms deals by previous French President, corruption in UN food program for Iraq, bad governance issues in Pakistan and India, former IMF President Sex scandal, Former US president scandal and many more.

In this modern world the relationship between public and government is become easy. Media performs as watchdog of government and stops the government when it goes against public will. Media has highlighted many problems between public and government which once were not addressed due to communication gap.

Media is champion in promotion of democracy. Its role remained exemplary in promoting the democracy and its values. Historically, media supports the cause of democracy and always took the lead against tyranny, dictatorship and fought the battle for democracy and human rights. In recent years, Media played crucial role in bringing the wave of democracy in Middle East, East Asia and off course in Pakistan too. Hence it would not wrong to say that media is also playing a role of gate keeper for democracy.

Media have an important role in economic development of a country. Media does not only contribute by providing employment to people but also by providing information. E.g. information about market happenings, price fluctuations, market trends, and economic analysis would also help in taking sound economic decisions. Media also provides information about markets and investment friendly regions. It helps the countries to promote their products and soft Image of their country to bring investment.

Media is also playing a very central role in promoting peace, cooperation and internationalizing the local issues. Media has highlighted the war crimes, brutalities, right of self determination, independence movements, and human rights violations. Palestine issue, war brutalities in Bosnia, Kashmir issue gained focus from international community due to role of media. Media has started different forums to bring people closer to solve the problems with mutual cooperation.

Role of media as the fourth pillar of state is significant in development of country. It can be a watch dog to monitor the functions of governments, it keep people aware about the social issues, inform government about the grievances of public, it foster economic activity by promoting positive image of country for investment, promote culture and cooperation among international communities. Eventually this declares Media as agent of change and development.

This was a one side of coin other includes negative role played by media in society. Since media is powerful tool so it also carries some objectionable roles. Traditionally , media is accused for variety of negative roles it play to maintain its power like sensationalism, yellow journalism, propaganda, exaggeration, consumerism, false or misleading information and many more.
Media is highly criticized due to Sensationalism. Now days, media has become a commercialized sector eying only for news that is hot and sells. Instead of giving important information and educative programs, all that one gets on television is sensational depiction of all news stories, their only goal being gaining television rating points (TRPs). Strange music, drama, phrases and other spicy ingredients are added to make news sensational.

Media created super hype on different incidents. It was observed that this trait is generally present in all type of media across the world particularly in subcontinent. Recently, meeting between foreign ministers of Pakistan and India, US government official visit to Pakistan was covered in dramatic manner to create sensationalism.

Glorifying the criminal acts is the most controversial contribution by media in society. hang up of former President of Iraq, Killing of colonel Qazafi, suicide attacks by Alqaida, Lal Masjid massacre, US helicopters assault in Abbottabad, Mehran naval base attack, Kharotabad incident in Quetta. It was looked like a movie seen then a news covering. These were glorified by media both local as well international. On other hand it created panic and insecurity among one stratum of society.

Media is a Consumerism agent. Now a day media, both electronic and printing media is spreading consumerism. Over advertisements in newspapers, TV channels, Radio stations have significantly increased the consumerism. General trend is FIVE minutes program with FIFTEEN minutes advertisements. The role played by media to spread consumerism left adverse impact on society.

Media is the watch dog of the political democracy. If it plays its role honestly, it will be a great force in building the nation. However, reality is reverse in modern media; it is observed that newspapers and TV channels are mouthpiece of some political parties. As media is opinion maker, advocating and promoting any particular party may be a deception with general public. Similarly, international media is promoting the agenda of few developed countries; it raises some serious question over their objectivity and impartiality they claim.

In recent times, Media appeared as a propagandist and adopted yellow press policies. News or event covered in a way to create frenzy situation among people. Illegitimate, misleading, supposed truths are presented to create hype and entice the masses towards their agenda. Most frequently, they publish stories to get short term popularity but it also followed numerous apologetic notes.

Conclusion:
Media is fourth pillar, watch dog, agent of social change, influencer, educator, informer, entertainer, guardian of democracy and many more. These titles clearly define the role of media in society. A vibrant media is need of globalised society. Media become crucial like food and clothing likewise it is playing many integral roles in society. Both print and electronic media
provides important functions of influencing public opinion, informing with recent developments on all issues, surveillance, determining the political agenda, criticism, awareness, and social & moral development of society. Though media performs crucial functions in a society, but some time its role proved negative. It would not be wrong to say that media is playing vital role to keep the society balance.
Media performs very important functions in the society. In modern democratic nation‐state system it is considered as the fourth pillar of the state whose functions are indispensible for the smooth and effective functioning of a society. It is the dire need of today’s globalized people to be aware of their surroundings. Therefore everyone gets information through easy accessible sources of media. Mainly mass media is involved in providing latest information about whole world, national, and local events. Both print and electronic media provides important function of influencing public opinion, informing with recent developments on all issues, surveillance, determining the political agenda, criticism, awareness, and social & moral development of society. Media performs crucial functions in a society, but some time its role may turned negative.

In the world of today, media has become almost as necessary as food and clothing. It is true that media is playing an outstanding role in strengthening the society; it’s a mirror of the society. Its duty is to inform, educate and entertain the people. There are numerous but vital roles media performs in
society. Of these roles major are discussed in following paragraphs.

The most potent role of media in society is to provide latest information about different happenings. It was the chief objective of media to keep people aware about the whole world, national, and local events and happenings. Today’s media is up to mark by providing all kind information, news, views on different subject‐ social,economic,science,business from different parts the world. A person sitting in Asia can easily access the information related to Wall Street crisis in America, similarly person sitting in Europe can easily get information about Arab springs or Afghanistan war just because of media. In information context, role of media is not confide to news only, but at same time promoting awareness, education, developing perception and opinion of masses. So role of media as an information provider is most crucial.
Awareness and education of masses is a another integral role media is playing.

Media has revolutionized the society by educating people on different local, national, international, social, economical and political issues, list does not end here, it is the media who has and is educating the people about their constitutional and human rights. Political, social, economic and religious
programs and write ups enable people to know about their rights. Where there is a strong media, awareness level of general public is very high. For example public in America or Europe is more aware then public in Asian or African countries. It is just because media in these countries is free, strong and playing its due role.

Media is often considered cutting edge weapon for shaping opinion, perception. On the basis of information it provides, public forms opinion and perception. When media publish or telecast any information it becomes the general opinion of the people about any issue. Today media is used as global opinion maker; both electronic and print media is purchased to shape the perception and opinion of the people. Millions of dollars across the world are spent on the media campaigns, publicities and advertisements Therefore media is called as mirror of society.

Media is a great source of entertainment. It telecasts all types of programs because it knows about its viewers. Similarly print media is also printing the focused things which are being demanded by the readers. Programs of sports, fashion, cartoons, society focused programs like dramas & films; all are the indispensable sources of entertainment.

Media also educate the public. It is not mandatory that only educated and learned people watch TV or read newspapers, because now it is easy for even an unlearned and illiterate people to be aware of its surroundings. Educational and entertaining programs can help learning the new trends of society. In remote areas external news service of radio is considered a great source of education. BBC Urdu radio, and Radio Tehran is listened as source of information and education.

A very dynamic role that media is playing in bringing social change. Media has reshaped the societies with its vibrant approaches. It highlighted the core issues and evils of society and pushed the forces for social change. Corruption, poverty, illiteracy, social taboos, violation of human rights, oppressing laws, traditional customs, injustice all are exposed by media in many parts of the world. Those issues which were considered as secondary or less important become the priority just because of active role played by media.

Current media has proved that it is the fourth pillar of a democratic state by exposing the issues of accountability and good governance. This is the reason political scientist Karl Deutsch has called that the system of communication proves a "nerve of the polity," and any breakdown of the nerve may cause dysfunctional impact in the performance of the polity causing governance decay. Media significantly has exposed the corruption, accountability and bad governance issues through the world. Globally speaking, media has exposed the corruption cases related to arms deals by previous French President, corruption in UN food program for Iraq, bad governance issues in Pakistan and India, former IMF President Sex scandal, Former US president scandal and many more.

In this modern world the relationship between public and government is become easy. Media performs as watchdog of government and stops the government when it goes against public will. Media has highlighted many problems between public and government which once were not addressed due to communication gap.

Media is champion in promotion of democracy. Its role remained exemplary in promoting the democracy and its values. Historically, media supports the cause of democracy and always took the lead against tyranny, dictatorship and fought the battle for democracy and human rights. In recent years, Media played crucial role in bringing the wave of democracy in Middle East, East Asia and off course in Pakistan too. Hence it would not wrong to say that media is also playing a role of gate keeper for democracy.

Media have an important role in economic development of a country. Media does not only contribute by providing employment to people but also by providing information. E.g. information about market happenings, price fluctuations, market trends, and economic analysis would also help in taking sound economic decisions. Media also provides information about markets and investment friendly regions. It helps the countries to promote their products and soft Image of their country to bring investment.

Media is also playing a very central role in promoting peace, cooperation and internationalizing the local issues. Media has highlighted the war crimes, brutalities, right of self determination, independence movements, and human rights violations. Palestine issue, war brutalities in Bosnia, Kashmir issue gained focus from international community due to role of media. Media has started different forums to bring people closer to solve the problems with mutual cooperation.

Role of media as the fourth pillar of state is significant in development of country. It can be a watch dog to monitor the functions of governments, it keep people aware about the social issues, inform government about the grievances of public, it foster economic activity by promoting positive image of country for investment, promote culture and cooperation among international communities. Eventually this declares Media as agent of change and development.

This was a one side of coin other includes negative role played by media in society. Since media is powerful tool so it also carries some objectionable roles. Traditionally , media is accused for variety of negative roles it play to maintain its power like sensationalism, yellow journalism, propaganda, exaggeration, consumerism, false or misleading information and many more.
Media is highly criticized due to Sensationalism. Now days, media has become a commercialized sector eying only for news that is hot and sells. Instead of giving important information and educative programs, all that one gets on television is sensational depiction of all news stories, their only goal being gaining television rating points (TRPs). Strange music, drama, phrases and other spicy ingredients are added to make news sensational.

Media created super hype on different incidents. It was observed that this trait is generally present in all type of media across the world particularly in subcontinent. Recently, meeting between foreign ministers of Pakistan and India, US government official visit to Pakistan was covered in dramatic manner to create sensationalism.

Glorifying the criminal acts is the most controversial contribution by media in society. hang up of former President of Iraq, Killing of colonel Qazafi, suicide attacks by Alqaida, Lal Masjid massacre, US helicopters assault in Abbottabad, Mehran naval base attack, Kharotabad incident in Quetta. It was looked like a movie seen then a news covering. These were glorified by media both local as well international. On other hand it created panic and insecurity among one stratum of society.

Media is a Consumerism agent. Now a day media, both electronic and printing media is spreading consumerism. Over advertisements in newspapers, TV channels, Radio stations have significantly increased the consumerism. General trend is FIVE minutes program with FIFTEEN minutes advertisements. The role played by media to spread consumerism left adverse impact on society.

Media is the watch dog of the political democracy. If it plays its role honestly, it will be a great force in building the nation. However, reality is reverse in modern media; it is observed that newspapers and TV channels are mouthpiece of some political parties. As media is opinion maker, advocating and promoting any particular party may be a deception with general public. Similarly, international media is promoting the agenda of few developed countries; it raises some serious question over their objectivity and impartiality they claim.

In recent times, Media appeared as a propagandist and adopted yellow press policies. News or event covered in a way to create frenzy situation among people. Illegitimate, misleading, supposed truths are presented to create hype and entice the masses towards their agenda. Most frequently, they publish stories to get short term popularity but it also followed numerous apologetic notes.

Conclusion:
Media is fourth pillar, watch dog, agent of social change, influencer, educator, informer, entertainer, guardian of democracy and many more. These titles clearly define the role of media in society. A vibrant media is need of globalised society. Media become crucial like food and clothing likewise it is playing many integral roles in society. Both print and electronic media
provides important functions of influencing public opinion, informing with recent developments on all issues, surveillance, determining the political agenda, criticism, awareness, and social & moral development of society. Though media performs crucial functions in a society, but some time its role proved negative. It would not be wrong to say that media is playing vital role to keep the society b - See more at: http://www.tafreehmella.com/threads/essay-role-of-media.208171/#sthash.liu8pwRW.dpuf

Media performs very important functions in the society. In modern democratic nation‐state system it is considered as the fourth pillar of the state whose functions are indispensible for the smooth and effective functioning of a society. It is the dire need of today’s globalized people to be aware of their surroundings. Therefore everyone gets information through easy accessible sources of media. Mainly mass media is involved in providing latest information about whole world, national, and local events. Both print and electronic media provides important function of influencing public opinion, informing with recent developments on all issues, surveillance, determining the political agenda, criticism, awareness, and social & moral development of society. Media performs crucial functions in a society, but some time its role may turned negative.

In the world of today, media has become almost as necessary as food and clothing. It is true that media is playing an outstanding role in strengthening the society; it’s a mirror of the society. Its duty is to inform, educate and entertain the people. There are numerous but vital roles media performs in
society. Of these roles major are discussed in following paragraphs.

The most potent role of media in society is to provide latest information about different happenings. It was the chief objective of media to keep people aware about the whole world, national, and local events and happenings. Today’s media is up to mark by providing all kind information, news, views on different subject‐ social,economic,science,business from different parts the world. A person sitting in Asia can easily access the information related to Wall Street crisis in America, similarly person sitting in Europe can easily get information about Arab springs or Afghanistan war just because of media. In information context, role of media is not confide to news only, but at same time promoting awareness, education, developing perception and opinion of masses. So role of media as an information provider is most crucial.
Awareness and education of masses is a another integral role media is playing.

Media has revolutionized the society by educating people on different local, national, international, social, economical and political issues, list does not end here, it is the media who has and is educating the people about their constitutional and human rights. Political, social, economic and religious
programs and write ups enable people to know about their rights. Where there is a strong media, awareness level of general public is very high. For example public in America or Europe is more aware then public in Asian or African countries. It is just because media in these countries is free, strong and playing its due role.

Media is often considered cutting edge weapon for shaping opinion, perception. On the basis of information it provides, public forms opinion and perception. When media publish or telecast any information it becomes the general opinion of the people about any issue. Today media is used as global opinion maker; both electronic and print media is purchased to shape the perception and opinion of the people. Millions of dollars across the world are spent on the media campaigns, publicities and advertisements Therefore media is called as mirror of society.

Media is a great source of entertainment. It telecasts all types of programs because it knows about its viewers. Similarly print media is also printing the focused things which are being demanded by the readers. Programs of sports, fashion, cartoons, society focused programs like dramas & films; all are the indispensable sources of entertainment.

Media also educate the public. It is not mandatory that only educated and learned people watch TV or read newspapers, because now it is easy for even an unlearned and illiterate people to be aware of its surroundings. Educational and entertaining programs can help learning the new trends of society. In remote areas external news service of radio is considered a great source of education. BBC Urdu radio, and Radio Tehran is listened as source of information and education.

A very dynamic role that media is playing in bringing social change. Media has reshaped the societies with its vibrant approaches. It highlighted the core issues and evils of society and pushed the forces for social change. Corruption, poverty, illiteracy, social taboos, violation of human rights, oppressing laws, traditional customs, injustice all are exposed by media in many parts of the world. Those issues which were considered as secondary or less important become the priority just because of active role played by media.

Current media has proved that it is the fourth pillar of a democratic state by exposing the issues of accountability and good governance. This is the reason political scientist Karl Deutsch has called that the system of communication proves a "nerve of the polity," and any breakdown of the nerve may cause dysfunctional impact in the performance of the polity causing governance decay. Media significantly has exposed the corruption, accountability and bad governance issues through the world. Globally speaking, media has exposed the corruption cases related to arms deals by previous French President, corruption in UN food program for Iraq, bad governance issues in Pakistan and India, former IMF President Sex scandal, Former US president scandal and many more.

In this modern world the relationship between public and government is become easy. Media performs as watchdog of government and stops the government when it goes against public will. Media has highlighted many problems between public and government which once were not addressed due to communication gap.

Media is champion in promotion of democracy. Its role remained exemplary in promoting the democracy and its values. Historically, media supports the cause of democracy and always took the lead against tyranny, dictatorship and fought the battle for democracy and human rights. In recent years, Media played crucial role in bringing the wave of democracy in Middle East, East Asia and off course in Pakistan too. Hence it would not wrong to say that media is also playing a role of gate keeper for democracy.

Media have an important role in economic development of a country. Media does not only contribute by providing employment to people but also by providing information. E.g. information about market happenings, price fluctuations, market trends, and economic analysis would also help in taking sound economic decisions. Media also provides information about markets and investment friendly regions. It helps the countries to promote their products and soft Image of their country to bring investment.

Media is also playing a very central role in promoting peace, cooperation and internationalizing the local issues. Media has highlighted the war crimes, brutalities, right of self determination, independence movements, and human rights violations. Palestine issue, war brutalities in Bosnia, Kashmir issue gained focus from international community due to role of media. Media has started different forums to bring people closer to solve the problems with mutual cooperation.

Role of media as the fourth pillar of state is significant in development of country. It can be a watch dog to monitor the functions of governments, it keep people aware about the social issues, inform government about the grievances of public, it foster economic activity by promoting positive image of country for investment, promote culture and cooperation among international communities. Eventually this declares Media as agent of change and development.

This was a one side of coin other includes negative role played by media in society. Since media is powerful tool so it also carries some objectionable roles. Traditionally , media is accused for variety of negative roles it play to maintain its power like sensationalism, yellow journalism, propaganda, exaggeration, consumerism, false or misleading information and many more.
Media is highly criticized due to Sensationalism. Now days, media has become a commercialized sector eying only for news that is hot and sells. Instead of giving important information and educative programs, all that one gets on television is sensational depiction of all news stories, their only goal being gaining television rating points (TRPs). Strange music, drama, phrases and other spicy ingredients are added to make news sensational.

Media created super hype on different incidents. It was observed that this trait is generally present in all type of media across the world particularly in subcontinent. Recently, meeting between foreign ministers of Pakistan and India, US government official visit to Pakistan was covered in dramatic manner to create sensationalism.

Glorifying the criminal acts is the most controversial contribution by media in society. hang up of former President of Iraq, Killing of colonel Qazafi, suicide attacks by Alqaida, Lal Masjid massacre, US helicopters assault in Abbottabad, Mehran naval base attack, Kharotabad incident in Quetta. It was looked like a movie seen then a news covering. These were glorified by media both local as well international. On other hand it created panic and insecurity among one stratum of society.

Media is a Consumerism agent. Now a day media, both electronic and printing media is spreading consumerism. Over advertisements in newspapers, TV channels, Radio stations have significantly increased the consumerism. General trend is FIVE minutes program with FIFTEEN minutes advertisements. The role played by media to spread consumerism left adverse impact on society.

Media is the watch dog of the political democracy. If it plays its role honestly, it will be a great force in building the nation. However, reality is reverse in modern media; it is observed that newspapers and TV channels are mouthpiece of some political parties. As media is opinion maker, advocating and promoting any particular party may be a deception with general public. Similarly, international media is promoting the agenda of few developed countries; it raises some serious question over their objectivity and impartiality they claim.

In recent times, Media appeared as a propagandist and adopted yellow press policies. News or event covered in a way to create frenzy situation among people. Illegitimate, misleading, supposed truths are presented to create hype and entice the masses towards their agenda. Most frequently, they publish stories to get short term popularity but it also followed numerous apologetic notes.

Conclusion:
Media is fourth pillar, watch dog, agent of social change, influencer, educator, informer, entertainer, guardian of democracy and many more. These titles clearly define the role of media in society. A vibrant media is need of globalised society. Media become crucial like food and clothing likewise it is playing many integral roles in society. Both print and electronic media
provides important functions of influencing public opinion, informing with recent developments on all issues, surveillance, determining the political agenda, criticism, awareness, and social & moral development of society. Though media performs crucial functions in a society, but some time its role proved negative. It would not be wrong to say that media is playing vital role to keep the society b - See more at: http://www.tafreehmella.com/threads/essay-role-of-media.208171/#sthash.liu8pwRW.dpuf



Role Of Media





Zardari Corruption In Urdu || Asif Ali Zardari's Corruption History

Zardari Corruption In Urdu || Asif Ali Zardari's Corruption History


 

 History of Asif Ali Zardari

Asif Ali Zardari was born on 26th of July in 1955 in Karachi a Balochi tribe which is basically based in the Sindh. Zardari rose to prominence after his marriage to Bhutto in 1987. Between 1993 and 1996, he held various cabinet positions in the second Bhutto administration. He has been remained a part of the Pakistan People’s Party as a Co-Chairman and recently he is the President of Pakistan. He is husband of Pakistan People’s party’s member and former Prime Minister of Pakistan, Benazir Bhutto. He is the only son of Hakim Ali Zardari, a tribal chief and prominent landowner, and Zarrin Zardari. In his youth, Asif Ali Zardari was much found of Polo and Boxing and he has also leaded a Polo team. A famous cinema named Bambino in Karachi was owned by the father of Asif Ali Zardari. No one till the time, clearly know about the academic background of Asif Ali Zardari and it is still a question. He received his primary education from Karachi Grammar School. Whereas the official biography and history of Asif Ali Zardari says that he has completed his graduation from Cadet College in 1972.
Another thing stated in his biography is, he has attended a British school named Pedinton. These are just written in the biographies written on Asif Ali Zardari but all his academic background and education is not yet so confirmed in the Britain. The issue of his diploma was contentious because a 2002 rule required candidates for Parliament to hold a college degree. He was married with the legend Benazir Bhutto in 1987 on 18th of December which was purely an arranged marriage done by the both families and all the ceremonies was done according to the culture of Pakistan. Benazir Bhutto attended political party professionally after her marriage with Asif Ali Zardari whereas, Zardari deferred to his wife’s wishes by agreeing to stay out of politics.
He has beard many legal issues and got arrested for doing corruption in 1996 following the collapse of the Bhutto government. He has been remained in the national Assembly in 1990 when he was elected and also has severed in the Senate in 1997. He then went into self-exile in Dubai, but after his exile period expired, Asif Ali Zardari returned to Pakistan in December of 2007 after the assassination of Benazir Bhutto. At that time Asif Ali Zardari was the Co-Chairman of the PPP, and being the chairman he led his party to victory in the 2008 general elections. He spearheaded a coalition that forced General Pervez Musharraf to resign and was elected President on 6 September 2008. And Asif Ali Zardari is yet has got the position of president of Islamic republic of Pakistan.
The political career of Mister Asif Ali Zardari was much successful then he has now in 1983. But Asif Ali Zardari lost an election for a district council seat in Nawabshah which is a famous city of province Sindh, where his family owned thousands of acres of farmland. He then went into real estate business and got lot of assets. Many newspapers published an issue about Asif Ali Zardari for doing illegal activities and earning black money and The New York Times is one of those newspapers which has given a detailed report about the corruption of Asif Ali Zardari in 1998. The report discussed $200 million in kickbacks to Zardari and a Pakistani partner for a $4 billion contract with French military contractor Dassault Aviation, in a deal that fell apart only when the Bhutto government was dismissed. It had information from Pakistani investigators that the Bhutto family had allegedly accrued more than $1.5 billion in illicit profits through kickbacks in virtually every sphere of government activity. This major report was published in the month of the January of 1998 by The New York Times. In August 2003, a Swiss judge convicted Bhutto and Zardari of money laundering and sentenced them to six months imprisonment and a fine of $50,000.
During the time of 23th September to 26th September of 2008, Asif Ali Zardari has met many famous political personalities and foreign leaders after getting elected president of Pakistan. Although, at the United Nations General Assembly, he publicly condemned U.S drone attacks in Pakistan. According to a report published in 2005, Asif Ali Zardari was the 2nd richest person of Pakistan. And the recent report of 2012 tells that Asif Ali Zardari is yet the 2nd richest person of Pakistan with 1.8 billion dollar. His homes in Karachi, Lahore, and Islamabad are called Bilawal House I Bilawal House II and Zardari House respectively.

Nadra Pakistan History In Urdu

Nadra Pakistan History In Urdu                                                             


 

                                 Nadra Pakistan History In English

National Database and Registration Authority (NADRA) was established as National Database Organization (NDO), an attached department under the Ministry of Interior, Government of Pakistan in 1998. On 10 March, 2000, NDO & Directorate General of Registration (DGR) merged to form NADRA, an independent corporate body with requisite autonomy to operate independently and facilitate good governance. With the mandate of developing a system for re-registering 150 million citizens, NADRA launched the Multi-Biometric National Identity Card project developed in conformance with international security documentation issuance practices in the year 2000. The program replaced the paper based Personal Identity System of Pakistan that had been in use since 1971. To date over 96 Million citizens in Pakistan and abroad have utilized the system and its allied services to receive tamper resistant ISO standard Identification Documents. 
NADRA hits another achievement while it launches a very useful service for verifying CNIC details.National Database and Registration Authority charged with the establishment of a new registration system for the entire population of Pakistan.NADRA offers its clients a portfolio of customizable solutions for identification, e-governance and secure documents.


Money Laundering In Pakistan || History of Money Laundering In Pakistan || Effects of Money Laundering In Pakistan || money laundering in pakistan In Urdu || Money Laundering Cases In Pakistan || Anti Money Laundering In Pakistan

Money Laundering In Pakistan || History of Money Laundering In Pakistan || Effects of Money Laundering In Pakistan || money laundering in pakistan In Urdu || Money Laundering Cases In Pakistan || Anti Money Laundering In Pakistan

 
 
 

Money Laundering In Pakistan 

Money Laundering:    Part 1
Money Laundering means the process whereby the identity of “dirty money” representing the proceeds of crime is changed (washed) through apparently legitimate transactions and processes so that money appears to have originated from a legitimate sources.

Goals of Money Launderers Need to conceal the true owners and origin of the money
 Need to maintain control over the money
 Need to alter the form of money to mask its origin

Dirty Money- Proceeds of Crime: Few Examples
 Money Obtained From
 Bribery, Corruption
 Narcotics
 Kidnapping
 Theft
 Fraud and Forgeries
 Counterfeiting Currency Notes or Bank Notes
 Terrorism

Money Laundering Process:
Proceeds of Crime ………… Process of Money Laundering (1. Placement 2. Layering 3. Integration)………………………. Laundered Asset

Stages of Money Laundering
 Placement – Introduction of funds in financial system
 Layering – Movement of funds to multiple accounts / Series of Financial Transactions
 Integration – Mixing the funds with legitimate proceeds

Stages of Money Laundering

 
1. Placement: Introduction of cash into financial System

 Opening of Bank Accounts in the name of relatives, friends, servants, etc. with the intention to hide the actual beneficial ownership of funds to be deposited (Benami Accounts);
 Purchase of financial instruments in the name of relatives, friends, servants, etc with the intention to hide the actual beneficial ownership (Benami COIs, TCs, Stocks,etc)
 Purchase of bearer certificates of investment: (Prize Bonds; FEBCs, Dollar Bonds, etc);

2. Layering: Multiple Transactions 

 
 Making several financial transactions
 Routing of deposits through multiple number of accounts
 Involving various financial institutions – Domestic & Abroad with a purpose to camouflage the original source & make it difficult to trail the funds.
 Funds used to purchase securities from one institution and sold through another
 Securities purchased from one institution placed as collateral with another institution
 Disguise the transfer as payment for goods and services

3. Integration: Injection of laundered money into the legitimate economy / Business

 
 Acquiring assets e.g., Business, firm, company, shares, securities, real estate;
 Mingling of Illegitimate proceeds with legitimate proceeds to give the appearance of legitimacy
 Structuring Cash Deposits: Breaking a large transaction into a number of smaller transactions
 To avoid AML Reporting Requirements
 To avoid suspicious of commercial activity
 Smurfing: Using a number of individuals (smurfs) to deposit the proceeds of crime into the financial system
 Transactions are usually structured
 Placements at different banks and branches
 Consolidated into one place
 International Smuggling of Cash: Physical transportation of large amount of cash across national borders by:
 Plane
 Boat
 human couriers
 International Smuggling of Cash – Purpose:
 Avoid anti-money laundering regulations or law enforcement intelligence in one country
 Move it to countries where there are less AML Controls and Enter into financial system
 Using the Cover of Legitimate Business
A money launderer purchases a legitimate business that has a large turnover of cash. The cash from legitimate business is merged with illegal proceeds before banking the proceeds
 Using the Cover of Legitimate Business
 Provides a degree of legitimacy
 Aids at the stage of integration
 Factors Identifying the use of legitimate business to launder money
 Sudden increase in volume of sales for business
 A comparison of revenue with similar other businesses in the area
 Wire Transfers
 Large volume of funds instantly transferred
 Ability to move funds through several jurisdictions and multiple bank accounts very quickly
Limited information on identity of originator / recipient


Alternative Remittance System
 ARS : Alternative Remittance System
Financial services operated outside of the mainstream financial sector, to transfer funds between different countries
 Mostly in Asia and Arabian Gulf
 Generally assist expatriate workers to repatriate funds to their families

Advantages:

 Cheaper and Faster than the International Banking System
 Confidence from long established cultural, historical and commercial practices
 Available outside normal banking business hours
No or minimal paper work
 Advantages:
 Funds can be received or sent to or from locations where banks do not exist
 Fees much lower than charged by banks
 Identity of the customers moving funds is hidden
 Why Criminals would use ARS?
 NO KYC
 No Records
 Authorities cannot trace
 No remittance actually takes place but the settlement is achieved through:
 A remittance
 Physical cash carrying
 Trade (invoice manipulation)
 Settlement through commodities other than cash
 Hawala / Hundi
 Originated in South Asia
 Spread to Europe, Middle East, Africa, America and Almost all regions of Asia
Estimated that 50% people in India use it despite prohibition in Law
 An Indian Broker receives Rupees from Indian Businessman who wishes to Invest in Dubai
 The Indian broker sends a fax to broker in Dubai instructing him to make payment in Dubai
 Dubai Broker collects cash from Indian expatriates working in Dubai
 Dubai Broker sends fax message to Indian Broker instructing him to make payments (family members of expatriates)
Difference is settled through a fund transfer, physical movement of cash or gold smuggling.


Trade Related Money Laundering
 International Commercial Transactions and Supporting Documents are used/manipulated to effect false transfer of value
 Generally used by Import / Export Businesses
 Why?
 Avoidance of Currency Controls
 Transfer of Funds Internationally
 Government Investment Incentives
 Most Commonly Used Methods:
 Over Invoicing
 Under Invoicing


Lawyers and Accountants
 Involvement in Complex Money Laundering Schemes
 Strengthening of AML/CFT Controls now require sophisticated schemes to launder money thus professional advice is needed

Professional Services offered by Lawyers:

 Legal Advice
 Property Transactions
 Investment Services
 Trust Formation and Trustee Services
 Company Formation and Administration
Nominee Directors and Shareholders

Professional Services Provided by Accountants

 Financial Advice
 Tax Advice
 Structuring
 Formation of Companies
 Trustee Services
 Introduction to Financial Institutions
Nominee Directors and Shareholders
 Professional Services used throughout Money Laundering Cycle
Accountants and Lawyers can assist Money Launderers during the Placement, Layering and Integration Stages of Money Laundering Cycle
Underlying Offences/ Predicate offences
 Participation in an organized criminal group and racketeering
 Terrorism including terrorism financing
 Trafficking in human beings and migrant smuggling
 Sexual exploitation including sexual exploitation of the children


Illicit trafficking in narcotic drugs and psychotropic substances
 Illicit arms trafficking
 Illicit trafficking in stolen and other goods
 Corruption and bribery
 Fraud
 Counterfeiting currency
 Counterfeiting and piracy of products
 Environmental crime
 Murder, grievous bodily injury
 Kidnapping, illegal restraint and hostage taking
Robbery or theft
 Smuggling
 Extortion
 Forgery
 Piracy
Insider trading and market manipulation


Underground Economy : EXEMPLE

ç The girlfriend of a narcotics trafficker by whom is discovered 100.000 € dissimulated behind the bath-tub
ç the trafficker and his girlfriend concubine pretend to be unaware of the existence of the money.
ç The hiring of the apartment is in the name of the girlfriend.
She lives on government welfare
Purchases of:
top-of-the-range vehicles
Hi-fi, jewellery,
Luxury Clothing, …
THE ANSWER: texts concerning the CRIMINAL ASSOCIATION AND THE JUSTIFICATION OF RESOURCES


Impacts of Money Laundering
Financial crimes oils the wheels of mass scale violent crimes – simple logic says that:
- More bank frauds and robberies – depositors? Borrowers?
- Corrupt practices in the public sector –bills? –taxes?
Macro economic consequences:
- Sudden change in money demand
- Risk to bank soundness
- Contamination effect on legal transactions
Volatility of capital flows and hence exchange rates
Risks to banks:
- Reputation: Negative perception- media- run on bank
- Operational: Staff- Systems and Procedures- imminent failure
Legal: Court proceedings and hence fines or imprisonment or both
Risks for the Financial Sector:
- Loss of profitable business
- Liquidity problems
- Termination of correspondent banking
- Investigations- fines- penalties
- Asset seizure
- Loan losses
- Decline in the stock value
If Money laundering is curse, why steps were not taken earlier?

Part-2

Most Prominent Fines for AML Non-Compliance

AmSouth Bank $10,000,000
$40,000,000
RIGGS Bank $25.0 Million
$16.0 Million
Korea Exchange Bank $1.1 Million
($32 Million – in transactions)
Western Union. $11.0 Million
Banco Popular de Puerto Rico $20.0 Million
Sovereign Bank $700,000
U.S. Trust Company $10,000,000 SARs –

Pakistan’s Perspective
>Cash based and undocumented Economy
> Lack of awareness/ political will
> Non-reporting of STRs by FIs.
> Protection to reporting institutions/ employees
>Compliance Units in FIs- not proactive
>Non-utilization of technology
>Fear of losing business
>Lack of inter-agency coordination

Legal Framework concerning AML/CFT
 Control of Narcotics Substances Act, 1997
 National Accountability Ordinance, 1999
 Anti-Terrorist Act, 1997
 UN (Security Council) Act, 1948
 Banking Companies Ordinance, 1962
 Foreign Exchange Regulations Act, 1947,
 Anti-money Laundering Ordinance, 2007

Anti-terrorism Act 1997
 Sections 11H to 11K under the Act are about Funding of terrorism
Funding of terrorism is a criminal offence under the Act. The offence extends to all aspects like inviting, providing, possessing, using, concealing, removing or transferring money or any other property intended to be used or suspected to be used for terrorism.
 Besides individuals, the Act creates criminal liability for organizations involved or suspected of involvement in terrorism
 The Federal Government is empowered to take action against organization including banning, freezing of assets, sealing its offices and seizure of its publications/ literature etc.
Forfeiture of assets with or without conviction available

Investigation of terrorist financing
 Federal Investigation Agency (FIA)- specialized Agency for white collar crimes has a Special Investigation Group (SIG) for investigation of terrorist financing.
 FIA is one of the agencies specifically nominated in AML Ordinance
 FMU has started sending STRs, prima facie, related to terrorist financing to FIA (SIG)
 FIA sends feed back and questions to regulators if there is, prima facie, negligence on the part of bank/ company
 The Federal Government has banned a number of organizations suspected of involvement in funding of terrorism under the Act.
 The bank accounts of organizations and individuals proscribed under the Act were immediately frozen by SBP
Special Anti-Terrorism Courts decide cases under the Act

Anti-money Laundering Ordinance, 2007 (AMLO)
 AMLO promulgated in September, 2007
 Criminalizes money laundering vis-à-vis major predicate offences ( 1-10 years with or without fine)
 Anti-terrorism Act is mentioned in the schedule
 Property involved in money laundering liable to be confiscated
 Provides for establishment of independent body- FMU in SBP or any other place
NAB, FIA & ANF to act as investigation agencies
 The Court of Session to take trial of money laundering- appeal before High Court
 Financial institutions are under reporting obligations – (STR, CTR)
 Protection to reporting institutions available
 Bank secrecy relaxed for money laundering investigations
 Tipping off is an offence
 Mutual Legal Assistance with contracting States
AML Ordinance is overriding law

Part-3



Overview of AML/CFT Regime in Pakistan

Existing Legislative Framework - General

 Pakistan Penal Code, 1860 (PPC)
 Main statue creating penal liability in respect of wide range of crimes
 Provisions for Search, freeze, seizure, arrest, forfeiture, etc
 Police empowered to investigate and prosecute
 Pakistan Criminal Procedure Code (Cr.P.C)
 Basic statute for criminal trials
 Provides- manner of investigation, search, seizure, conduct of trial, evidence, procedural rights of accused, nature and manner of conviction
Qanun-e-Shahadat Order, 1984 (Evidence Act)- Procurement, admissibility and recording of evidence

Existing Legislative Framework - Special
 The control of Narcotics Substances Act, 1997 (CNSA)
- Assets derived from narcotics proceeds come under the ambit of ML
- Provision to receive STRs from banks
- No explicit protection for reporting entities
- Provisions for search, seizure, forfeiture, investigation, prosecution, etc
- Mutual Legal Assistance / Extradition
Anti-Narcotics Force (ANF) is empowered to investigate and prosecute

National Accountability Ordinance 1999 (NAO)
 Assets derived from corruption come under the purview of ML
 Provision to receive STRs from Banks / FIs
- No explicit protection for reporting entities
 Provisions to call information from financial institutions and other individuals / entities
 Mutual Legal Assistance
 Search, seizure, voiding transfer, forfeiture, Investigation, Prosecution, voluntary return, plea bargain, etc
NAB is empowered to inquire, investigate and prosecute.

Anti-Terrorism Act 1997 (ATA)

 Criminalizes Terrorist Financing, Fund raising for terrorist activities, etc
 Proscribes Terrorist Organizations
 Criminalizes ML from Terrorism Proceeds
 Provisions for Search, Seizure, Forfeiture, investigation, prosecution, etc
FIA is responsible for investigations / prosecutions under ATA
 SRO Notifications under UN Security Council Resolution Nos 1267, 1333, 1373, 1390, 1455 & 1617
 Freezing of Accounts of individuals / entities under SRO Notifications being executed by SBP
 Approx Rs 622 M or US$ 10.38Million frozen
 SBP Regulation M-5 for reporting of STRs to SBP
 Buffer between Banks and Law enforcement agencies
No explicit protection for reporting entities

Existing Legislative Framework - Shortcomings

 Limited scope of AML Legislation- ML is a crime viz-a-viz three predicate offences i.e., Narcotics, Corruption and Terrorism
 Scattered regime of reporting STRs and also limited to few offences
 No Financial Intelligence Unit
 No protection on reporting STRs
 Limited Mutual Legal Assistance Provisions
Lack of coordination among Law enforcement agencies for effective implementation of AML/CFT regimes

Steps taken by SBP
Legal Framework • AML Ordinance 2007
• FMU
Regulatory Framework
Prudential Regulations
Monitoring & Enforcement
On-site inspection and off-site surveillance
International Obligations
UNSC Resolutions- Freezing of accounts
Curbing of Informal Value Transfers
Formation of Exchange Companies
Documentation of Economy
Restriction on RTCs – Bearer Instruments

Existing Regulatory Framework-SBP
 SBP is the regulator of Banks, DFIs and Exchange Companies
 SBP has issued Comprehensive Prudential Regulations / Directives on AML/CFT in line with FATF Recommendations and Best international Practices
 SBP has the mechanism in place to monitor the activities of entities
 Off-site Surveillance
 On-Site Inspection
PR M1 – Know Your Customer (KYC)
 True identity, nature of business, beneficial ownership, due diligence of high-risk customers, etc
PR M2 – AML Measures
 Ongoing monitoring of accounts, attention to complex / out of character transactions, trainings, etc
PR M3 – Record Retention
 Minimum 5 years retention period
PR M4- Correspondent Banking
 Cautious relationship with banks of weak KYC/CDD standards
PR M5- Suspicious Transactions with Examples
 Reporting of STRs to SBP alongwith relevant info
PR G-1D- Compliance Officer
 Appointment of senior level officer as compliance officer
 Other Measures taken by SBP
 Establishment of AML/CFT Unit
 Guidelines for Internal Control
 Lower Denomination Rupee Travellers Cheques
 Phasing out of Bearer Instruments
 Freezing of Bank Accounts
 Formation of Exchange Companies
 Liaison with Domestic /Regional / Global Bodies
 Training of Staff / International Conferences
 Introduction of Islamic Banking

Existing Regulatory Framework-SECP

 Establishment of AML/CFT Unit
 Issuance of Prudential Regulation on AML
 KYC/CDD, True Identity, nature of account, conduct of account in line with ethical standards, monitoring of accounts, etc
 No payment or receipt in cash beyond Rs 50,000/-
 Appointment of Compliance Officer
 Bar on Physical settlement of Shares

Proposed Legislative Framework
 Draft AML Bill criminalizes ML as an offence as per international standards covering all serious offences excluding fiscal offences as predicate offences
 Establishment of high powered National Executive Committee and General Committee to combat ML
 Establishment of Financial Monitoring Unit in SBP
 Explicit Protection to reporting entities
 Investigative Powers for IOs
 Mutual Legal Assistance Provisions
 Offences triable by Special Courts

Benefits of New Legislation
 Meets International Standards / requirements
 Compliance to UN Resolution 1617 and FATF Recs
 Compliance to APG Evaluation, CTC Reports, etc
 Establishment of FMU in SBP would ensure its professional management besides general superintendence
 Cognizance of ML offence
 Safe, Sound & Secured Financial System
 Eligibility for Membership to Egmont Group
 Increased Intelligence sharing with larger group of countries
 Increased International Cooperation through MLA
 Helpful in recovery of laundered assets stashed abroad.

Part-4

Financial Monitoring Unit (FMU)
 Receive STRs & CTRs from FIs
 Analyse the reports and call information from other agencies
 Refer those transactions needing investigation to LEAs
 Create & maintain databases and acquire analytical software and computer equipment
 Cooperate with other FIUs and foreign authorities to share and request information / documents
 Freeze property for 15 days

Future Measures

 Capacity building of SIG and trainings in financial investigation
 Enhanced cooperation and strengthening of FMU
 Amendments in AMLO to include “terrorist financing” for reporting as well as other purposes on the analogy of money laundering
 Capacity building and latest trainings at regulatory level to ensure banks and exchange companies are not used for terrorist financing
 Signing of Convention on Suppression of Financing of Terrorism under consideration
Mutual legal assistance and enhanced overseas cooperation



Note: Please rearrange material in proper sequence where ever you feel room for improvement. I have clubbed this material from my various sources so there is possibility of overlapping points. I think this material is enough for a Masters level assignment. Based on this material and some statistical figures from the links provided by New Student you can construct a great piece of presentation. Utilize New Student’s links for general comment on economy and get help from this posted material for specific concepts and concrete measures. Moreover; do update some data from recently promulgated AML ordinance. Now it is your function to go through current AML ordinance and insert relevant material in the assignment.